Personal loan
Anyone can apply
New joiners and existing members alike
Borrow from £100 at 42.3% APR to £15,000 at 12.1% APR
£100 to £1,599 at 42.3% APR
£1,600 to £2,999 at 25.6% APR
£3,000 to £4,999 at 19.9% APR
£5,000 to £9,999 at 16.7% APR
£10,000 to £15,000 at 12.1% APR
Repay over up to 60 months (5 years)
OK for poorer credit profile
Any outstanding CCJs must be less than £500
No more than 2 defaults
For loans over £10,000 there can be no CCJs or defaults in last 3 years
No Top Up unless you’ve paid off 3 months’ payments